Want to work less while earning more than ever before?

I connect your finances to what you want out of life and create a plan designed to make it happen, revealing possibilities while protecting you from the unexpected—today and every day after.

Pay close attention if you’re interested in:

A personalized plan that brings all aspects of your financial life together

A wide range of financial options and strategies tailored to your life and goals

Your go-to financial expert who helps keep your big picture, and dreams, in focus

watch the video above to learn more

Pay close attention if you’re interested in:

A personalized plan that brings all aspects of your financial life together

A wide range of financial options and strategies tailored to your life and goals

Your go-to financial expert who helps keep your big picture, and dreams, in focus

Or keep reading below to find out how I can help you...

J. Carlos Villarreal

Financial Advisor

Lic. #547581

Dear Reader,

If you're frustrated with working constantly but never getting ahead. Starting each week with a plan, only to see it fall through by mid-week. Feeling like the work-at-home dream was just that, a dream. If so, take just a few moments to read this important message to find out how you can break out of this cycle.

Have you ever experienced any of the following?

Working 50, 60 or more hours a week to make ends meet.

Concerned about your financial future and wonder how you will ever afford to retire and enjoy the life you always new you deserved.

Falling behind on achieving financial goals like buying a home, saving for college, growing a family, growing your business and/or growing your investments.

Working 50, 60 or more hours a week to make ends meet.

Concerned about your financial future and wonder how you will ever afford to retire and enjoy the life you always new you deserved.

Falling behind on achieving financial goals like buying a home, saving for college, growing a family, growing your business and/or growing your investments.

There's no need to struggle anymore.

I'll show you how get closer to your dreams by offering a judge and pressure free environment helping you see financial blind spots and ways to account for them. As your financial partner, I see where you are now and where you want to go. As a Licensed Fiduciary Financial Advisor I am legally obligated to only provide guidance that is in your best interest!

What clients are saying ...

Ann Collier

"Carlos is one of the most authentic and hard working people I know..."

Frank Martinez

"Working with Carlos, I never ever felt pressured or overwhelmed..."

Liz Coz

"Carlos is straight forward and prepared. Not only is he interested in me as a client but he's interested in fulfilling the situation at hand..."

What You Get When You Work With Me

An expert to partner with

Someone who understands what's most important to you today and in the days to come. Who thinks of all the what-ifs so you don't have to, guiding you as your life and goals change.

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A plan tailored to your life

You'll get a free, personalized plan that balances your current, and future, priorities. It puts all of the pieces of your financial life in one place, so you can make the best financial choices today and every day after.

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Top-rated products and services

NerdWallet ranked us number one on their list of Best Life Insurance Companies1 and we're a Top 10 Independent Investment Broker-Dealer so you get a wide range of financial options, like insurance and investments, tailored to your plan and designed for your goals.

What you get when you work with me

+

An expert to partner with

A plan tailored to your life

Top-rated products and services

Someone who understands what's most important to you today and in the days to come. Who thinks of all the what-ifs so you don't have to, guiding you as your life and goals change.

You'll get a free, personalized plan that balances your current, and future, priorities. It puts all of the pieces of your financial life in one place, so you can make the best financial choices today and every day after.

NerdWallet ranked us number one on their list of Best Life Insurance Companies1 and we're a Top 10 Independent Investment Broker-Dealer so you get a wide range of financial options, like insurance and investments, tailored to your plan and designed for your goals.

About me ...

Carlos Villarreal was born in Pensacola Florida on November 9th, 1981. At 11 years old, Carlos and his family moved to San Antonio Texas where he went to school. After high school, he went on to serve a two-year mission for his church. He spent the next two years in Concepcion Chile teaching the gospel of Jesus Christ. In 2009, he got married to his wife Erica and later had three girls (Sofia 10, Zoey 7, Leilani 2). In 2018, he and his family moved from San Antonio Texas in Hawaii!

After College, Carlos got an early start in entrepreneurism building several successful businesses including a Video Production company, and building a Network Marketing business with Herbalife Nutrition personally producing over $1.5M in sales a year.

Having experience success in business, Carlos decided to pursue a career in Finance. He joined forces with Northwestern Mutual© as a Licensed Financial Advisor. This had allowed him to combine his love for helping others and businesses achieve their financial goals while fulfilling his dream building a business with a Fortune 100 company.

About Me ...

After College, Carlos got an early start in entrepreneurism building several successful businesses including a Video Production company, a Digital Marketing Agency, and building a Network Marketing business with Herbalife Nutrition personally producing over $1.5M in sales a year.

Having experience success in business, Carlos decided to pursue a career in Finance. He joined forces with Northwestern Mutual as a Licensed Financial Advisor. This had allowed him to combine his love for helping others and businesses achieve their financial goals while fulfilling his dream building a business with a Fortune 100 company.

My Mission

My mission is to help my clients identify and achieve their goals. I take a holistic planning approach to cultivate my client relationships and become their trusted advisor. I will help my clients become financially secure by matching their needs with innovative solutions using world-class insurance services and internationally recognized investment products.

My Values

Non-negotiable integrity, Servant mentality, Ambition, Dependability

My Vision

To create a better quality of life for others by helping eliminate the stress that comes from financial uncertainty while assisting in their achievements of their financial goals and security..

My Mission

My mission is to help my clients identify and achieve their goals. I take a holistic planning approach to cultivate my client relationships and become their trusted advisor. I will help my clients become financially secure by matching their needs with innovative solutions using world-class insurance services and internationally recognized investment products.

My Values

Non-negotiable integrity, Servant mentality, Ambition, Dependability

My Vision

To create a better quality of life for others by helping eliminate the stress that comes from financial uncertainty while assisting in their achievements of their financial goals and security..

More Client Testimonials

More client testimonials ...

Brooke Trejo

"Carlos is very friendly and professional...thanks to him, I am financially successful..."

Sergio Montes

"Carlos Villarreal is very laid back and professional. He puts my interest first and puts things into perspective..."

Jennifer Rasband

"I am very pleased with working with Carlos thus far and feel comfortable reaching out for any future questions..."

You have questions, I have answers

What is a financial plan, exactly?

A financial plan helps you make the most of what you have, no matter how much you have, so you can live the life you've always wanted. It takes into account all of your goals and shows you exactly where to spend your money, where to save, and for how long.

What does a financial plan cost?

For the most part, I will design a financial plan at no cost to you. However, some advisors may charge a fee for certain types of planning, but they should let you know up front.

How can a financial advisor help me?

I will look at your big picture. I think of all the what-ifs so you don't have to and guide you through life events big and small, like paying for college, buying a house, getting married, having a baby, adopting a child, retiring or inheriting assets.

What makes your insurance products better?

At Northwestern Mutual, our recommendations are based on your priorities and what you can afford—so you only get the types of insurance you need, and nothing you don't. And with the highest financial strength ratings in the insurance industry 3 and 162 years in this business, we'll be here when you need us.

How can you help me reach my investing goals?

Most companies focus on short-term gains, we look at your financial big picture to help you get to your goals. Our unique approach brings together a wide range of financial options, including investments and insurance to help you grow your wealth while protecting everything you've worked so hard for. Plus, all our financial advisors have ongoing support of our Wealth Management Investment Team which includes CFA® charterholders and experts who provide ongoing thought leadership and market insights.

It's easy to get started—no commitment, just a conversation

Live the life you want, and the life you never thought you could.

The Witten Family

When people feel better about their money, good things happen – they become more confident and feel more secure. Taking away the everyday financial stress that most people experience (1 out of every 3, in fact), helps them breathe easier, sleep better, and feel happier. That's why Northwestern Mutual exists. It's why we do what we've been doing for the last 160 years.

Being a mutual company means we've been there for our clients since day one — and will continue to be — because we report to them, not Wall Street. Instead of having to worry about short-term gains, we take a long-term approach – both in the way we help people plan, and in the way we do business. This has served our clients well through all kinds of economic ups and downs – even the 2008–2009 financial crisis. Mutuality also means that our policyowners get to be a part of our company and may benefit from annual dividends. So when we do well, you do well, too.

Special message from Carlos ...

With a family of my own and can identify with the desire to protect yours and provide a strong financial wall no-one and no circumstance can tear down. To not just survive but thrive!

I treat every client as a member of my own family. For this reason, I don't just relay on my own expertise but I work with a TEAM of financial professionals that examine every case VERY CAREFULLY.

Whatever your goal, whatever your situation or circumstance ... I can help. Your family is unique. Whether you’re getting married, getting divorced, planning for retirement, planning a family or saving for college, you’ll find advice for every stage of your family’s needs. I am with you every step of the way. And as plans change, so does yours. I'M IN YOUR CORNER!

Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), April 2020; Fitch Ratings, AAA (highest), August 2020; Moody’s Investors Service, Aaa (highest), December 2020; S&P Global Ratings, AA+ (second highest), June 2020. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.

3Measured by 2020 total revenues. Ranking for Northwestern Mutual Investment Services, LLC. Sources: Financial Advisor magazine and Investment News, April 2021.